journey11
Garden Master
Mockingbirds are my favorite. They really know how to put on a show!
Life's Simple Pleasures
- Thread starter baymule
- Start date
Mockingbirds are my favorite. They really know how to put on a show!
- Thread starter
- #12
baymule
Garden Master
I am brain dead from dealing with the lender on our house loan. I get emails of 49 pages to read, e sign and send back, followed by demands for bank statements, tax returns, proof of income, (usual stuff) bids for repair work by licensed plumbers/electricians, copies of every document we have generated in the last umpteen years, our secret handshake and the password to it, our dog's name, age and weight, what insurance company (not to be rude, but isn't that already on one of these pages you just sent me to esign?) 27 more pages to replace the 27 previous pages because I re-negotiated our interest rate, to print, read, sign and fax back..........
So today my simple pleasure is to talk with my friends on TEG and do nothing. I did unload the dishwasher and take the dirty dishes out of the sink..... My simple pleasure right now is to kick back in my recliner and post pictures of my tractor on the How Do You Water A Big Garden thread I started....... Even the dogs aren't interested in doing anything, they're sprawled out soundly sleeping. It's a lazy afternoon..... I need some more iced tea....
So today my simple pleasure is to talk with my friends on TEG and do nothing. I did unload the dishwasher and take the dirty dishes out of the sink..... My simple pleasure right now is to kick back in my recliner and post pictures of my tractor on the How Do You Water A Big Garden thread I started....... Even the dogs aren't interested in doing anything, they're sprawled out soundly sleeping. It's a lazy afternoon..... I need some more iced tea....
bobm
Garden Master
Bay, Welcome to the "NEW and improved bank loan application " process , imposed by the current liberal administration to streamline the loan process ( ???) . We have purchased 6 previous properties ( only 2 have been existing homes, the others I have built myself on land that we purchased ). This current 7th home is BY FAR THE WORST bank loan shakedown experience that we have ever gone through. As an example : I receive SS retirement and they even had me go to the SS Administration to get a letter on their letterhead stating that I will receive the retirement checks for life. Certified and notorised statement from our Bank with their letterhead stating that we had enough funds to close the escrow. Not to mention State and Federal Tax Returns for the past 3 years in addition to all of the other items that you mentioned and then some more ( silly and / or irrelevant items that we have never had to provide before) then once again to verify that the items were not changed in some way. Then it took us 3 hours to sign all the documents shoved in front of us ( about 2" thick ) at the title company. 
Smart Red
Garden Master
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Yes, bobm and baymule. I remember our first property was about two pages of application and loan and a handshake. Now there are reams of paper to read and sign.
Carol Dee
Garden Master
Carol Dee
Garden Master
So many simple pleasures... (Does that mean I am Simple?) One of my favorite is when a Grandson 1st sees me and comes running with a big hug and kisses or their snuggles and hugs before bedtime.
Jeni Ann
Deeply Rooted
Jeni Ann
Deeply Rooted
catjac1975
Garden Master
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Put your mind to Christmas ahead for a little while. All the work will be done the tree in place the kids opening presents.... Then go back to the drudgery. It will be over soon and you can plant enough gardens so that you will have not time to write to us.
