Welcome to the forum!
Glad you joined us!
Gail, if you contact your county extension office, in the phone book under county government, they probably have a brochure that tells you when you can start certain things in your area. They probably also have specific brochures for certain plants. I paid a visit to mine and picked up a bunch of helpful printouts.
Like Steve said, some things can handle frost much better than others. I think seedlings just sprouting may be a bit more vulnerable too. My climate is different than yours and here some things need to go in the ground as soon as possible because our cool weather season, especially cool nights, is pretty limited. Hot weather causes somethings to bolt or get bitter. Some things just don't produce once it turns warm. Folks in cooler climates have more time to work with. I have some advantages over you but you have a few advantages too.
I went to a thrift store and got several sheets for about $1.25 each. When frost is predicted, I selectively cover certain crops with those sheets, using rocks to hold them down.
