I feel like we are on the downhill slope now. That is, as long as the appraisal goes ok. Cross your fingers!
@Smart Red once we get everything done, it has to be submitted to HUD 5-7 days before closing for their approval, I guess so they can see what else they can mess up.
@Carol Dee Just stomp your foot, they'll get the idea and be scared sheetless!
@catjac1975 for sure, I got my eye on the prize!
Just for your amusement, I got an email from the lender last week wanting to know what were the taxes and insurance on our current home, and wanted the tax statement and insurance policy. And what did we plan on doing with our current house. I was immediately incensed and drafted a return email. I read it to DH and he cautioned me not to send it. For once, I agreed with him. Here it is.
This is in reference to a request by Blankety-Blank Loan asking what we intend to do with the home we currently reside in.
1. This home is paid for.
2. This home is fully insured.
3. This home’s taxes are paid and up to date.
4. We might sell it.
5. We might rent it.
6. It’s ours.
7. It’s PRIVATE PROPERTY.
8. What we do or do not do with the home we currently live in has nothing to do with the loan we are applying for.
9. Many people have multiple properties, what difference does it make?
10. Whether we sell it, rent it, or take a wrecking ball to it, it is ours, it is private property and we will do with it whatever we d**n well please.
I hope this answers your intrusive question.
I slept on it overnight and sent an email back politely asking why they needed such information. She responded that taxes and insurance were considered a liability that we had to pay and that we claimed it as our primary residence, once we closed, our new house would be our primary residence and law only allows one primary residence. OK, I guess that makes sense and I sent her a much nicer answer to the first email asking for the information. Here's the nicer version.
To Whom It May Concern,
This is in reference to the request by Blankety-Blank Loan asking what we intend to do with the home we currently reside in.
This home is paid for, taxes and insurance is paid and up to date. Until we are absolutely sure and certain that the home at ##### County Road #### Smalltown Texas is 1000% ours, signed, sealed, recorded, done deal, there is no way we will put our current residence up for sale. The possibility of us selling our current home and this deal blowing up to the moon would leave us homeless and that’s not happening. All our stuff won’t fit in a shopping cart.
After this loan is finalized and closed and we know the new home is ours, then we will put our current home up for sale.
Plus I faxed the last tax statement and insurance papers. Gheesh.
Keep my eye on the prize, keep my eye on the prize, keep my eye on the prize.....
I would love to come kick some butts. 
O.K. DH says I can not get my foot that high. 
Hope the thought counts. 
hugs...
Even if you did not mean for it to be. 
I see your sense of humor is still intact. God Bless you. Keeping fingers and toes crossed that this IS the downhill to the finish. Big Hugs...
Will it ever stop??? Uhhhh.......NOPE! Somebody slammed on their brakes yesterday right in front of DH and he hit them. No damage to his truck, it poked a hole in their plastic bumper. Low impact, nobody hurt but you can't fix these crappy bumpers, so I am sure it will have to be replaced. Oh well, that's what insurance is for. 
Gheesh. When it rains, it pours, but this is ridiculous.
